Home > My Fiction > Not having a great week

Not having a great week

The universe isn’t done screwing with me yet, it seems.

It looked like I was finally close to getting out of this financial pit I’ve been in all year, or at least making significant strides uphill. I’m waiting on something that should pay off soon, probably next month, and ease my burden a great deal. But in the meantime, it looks like the profits from the Kickstarter campaign for Among the Wild Cybers are lower than I’d hoped due to the costs of printing, shipping, etc., and I probably won’t see them right away. At the moment, I’m still very close to being out of money, biding my time and hoping I can make it through the next month or so with what little I have.

I thought it would help if I took advantage of my soon-to-be-improved fortune to apply for new credit at my banks, either a new card or a credit line increase or whatever. I was turned down before when my income was practically nonexistent, and the bankers advised me to try again when my situation improved, which it’s now just about to do. I tried applying at one bank last week, but it turned out my credit score was just a hair too low for them. I was literally off by 1 point. So I figured I’d go to my other bank and retry the things I tried there before. Hopefully one of them would pay off. If I could get more credit, I thought, it’d give me enough leeway to get some car maintenance done before I have to drive to Shore Leave.

So I went out to my car to drive over to that bank, the nearest branch of which is 5 miles away.

And I couldn’t start the car. My battery was dead.

I could get a jump start and drive to the garage pretty easily, but the new battery would run me up to a couple hundred dollars, and that’s a sizeable chunk of what I currently have left. If I’d already succeeded in getting new credit, that wouldn’t be such a problem, but I didn’t know if I would. This was the worst possible time for this to have happened. Especially knowing that, one way or another, I needed to get my car up and running within the next 20 days.

As it happens, though, a family member who recently moved to the DC/Baltimore area was willing to pay my expenses to pick up some belongings from their former home and bring them when I came to the area for Shore Leave. I realized that would be a way to pay for the new battery, since that would definitely count as a necessary expense. So I made those arrangements through my always-helpful cousin, and once I got the check in the mail, I was able to take the car in and get a new battery. Once that happened, I finally drove over to the other bank and applied for both a new credit card and a credit line extension, hoping I’d get at least one approved.

Guess what. They were both rejected, because my current debt load is too high. Which is frustrating, since I’m within a month or so of being able to start paying down that debt, but I may just need a little more help to make it until then. I know that I will be able to make good on my debt before much longer, that I just need to bridge the gap for another month or two at most, but I can’t convince the faceless decision-makers of that, because it’s all so rigid and by the numbers, so on paper I’m too great a risk. I mean, I understand the reason it’s all so strict these days — the rules were put in place to protect against fraud after the banking crisis a decade ago. So I can respect that. But it doesn’t do me any good in a situation where I could really use some wiggle room.

There’s still a chance that the big thing I’m waiting on will come through soon enough that I won’t need the additional credit cushion, but at the moment I have no idea how long it’ll take. I’d actually expected it to have happened already — I was told “very shortly” over 2 weeks ago. And I have several stories out at various magazines, so something else might pay off at any time, or it might not. I’m stuck just not knowing again, and afraid of what might happen if at least something doesn’t pay off in July. I really thought this would’ve all been wrapped up by now, but I got overconfident. Things are finally moving, but they’re still taking longer than anticipated. I just hate not knowing.

I’m wondering if, instead of applying for a bank credit card, I should just use one of those card applications that come in the mail. Maybe the approval standards would be different. But I just don’t know.

Well, at least I’ll have some books for sale at Shore Leave, copies of Only Superhuman and such. Between that and the convention stipend, maybe I’ll make at least a couple of hundred to help tide me over. Of course, my book sale is still on as always. And who knows? I could get good news from somebody or other any day now. I just hope I don’t have any other unanticipated expenses like the car battery.

Meanwhile, it’s not just the battery that unexpectedly failed me. The pull chain for my ceiling-fan light fixture in the living room broke off the other day, right after I turned it on. It broke off right at the base deep inside the fixture, so there was no way I could fix it myself. I had to wait a while for the maintenance guy to come fix it. At first I thought it was lucky that the light was on when the chain broke, since I could still use the wall switch to turn it on or off. But that meant that I couldn’t use the ceiling fan without the light also being on, and the fan is kind of necessary in hot weather, even when I don’t need the light. I might’ve preferred it if the ceiling light had been stuck in the off position, since I could’ve used my torchiere lamp to fill in. If the situation had gone on longer, I might’ve decided to unscrew the light bulb. But it turned out that it only took a couple of days to get it repaired, so it’s resolved now.

I also asked the maintenance guy to look at the spray nozzle on my kitchen sink’s hose attachment, which was sometimes sticking in the on position. Which was weird, since it was a replacement for the previous nozzle that also stuck in the on position. In trying to fix it, he got it stuck permanently in the on position, meaning all the water was coming through the spray hose instead of the faucet. He had to go out and buy a new nozzle, since he didn’t have any spares. Apparently, I’m the only tenant who still has a spray hose, since I’ve been living here so long that I’m the last one with an un-remodeled kitchen. Anyway, I thought he’d be gone for a while, so I channeled my inner MacGyver and used some long twist ties (from my drawer for spare electronics cords and such) to secure the spray hose to the faucet so I could use it as a makeshift faucet. But he came back less than half an hour later. I could’ve just waited and saved the effort. And the new spray nozzle has a different kind of lever to turn it on, so hopefully it won’t stick like the others.

Oh, one other way the universe messed with me, this time with my unwitting assistance: Yesterday when I drove to that bank 5 miles away, I turned out to get there shortly after the banker I’d been working with went to lunch. I guess I’d given her the impression on the phone that I’d be coming later in the day than I did (we didn’t make a formal appointment or anything). So I went over to the nearby library to wait it out. While there, I came upon several trade paperback volumes of Marvel’s hilarious The Unbeatable Squirrel Girl which I haven’t read yet. I tried to remember which ones I had already read and picked the two I knew I hadn’t, volumes 6 & 7 of the trade collections. Volume 5 was there too, but I got the impression I’d already read it and put it back on the shelf. But when I got home and started in on volume 6, it referred to a previous story I didn’t remember, so I went online to check, and it turned out I’d only read up to volume 4. So I went on the library website to request that volume 5 be shipped to my local branch.

Only to see that the list of volumes available for requesting included volumes 1, 2, 3, 4, 6, and 7.

This didn’t make sense, since I’d literally held volume 5 in my hands less than 2 hours previously. Apparently there was some catalog glitch or mislabeling or something. That meant there was no way to request it electronically, at least not from the local library. I could request a copy from another Ohio library through OhioLink, but that tends to take the better part of a week, at least. But, guys, it’s Squirrel Girl. It’s awesome. And the one place where I knew I could find it was the very branch I’d been in before. So, yes, I actually hopped in the car and drove the 5 miles back to the library to pick up volume 5. I knew exactly where I’d left it 2 hours before. And what were the odds that someone else had checked it out during those 2 hours?

Guess what. Someone else had checked it out during those 2 hours. I made that whole second 10-mile round trip for nothing.

Once I got home, I did the only thing I could and requested it through OhioLink. But that means I won’t see it until sometime next week at the earliest. Whereas I could’ve read all three volumes already and saved myself a pointless drive if I’d just checked more closely when I had the darn thing in my hand.

This is just not my week.

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  1. Bill Buchanan
    June 22, 2018 at 7:36 pm

    I don’t know if the fault lies with the publishing industry or not, but I find it tremendously unfair that an author such as yourself should find himself in such dire financial straits. Whenever I go to the bookstore, I see several of your books, particularly in the Star Trek section. Does writing really pay so poorly? It just doesn’t seem right.

    • June 22, 2018 at 8:16 pm

      Writing isn’t something you do if you want to get rich. The few who do are the rare exceptions. In my case, though, it’s a result of a lot of bad luck converging at once. I’ve had multiple projects in the works that all got delayed to a remarkable degree at the same time. I kept expecting them to clear up soon and then they didn’t, so I didn’t make enough alternate plans to see me through the hard times, and didn’t take certain financial steps soon enough. And by awful timing, it happened at a point when I was in a creative slump already and thus didn’t have much stuff ready to market.

      • Bill Buchanan
        June 22, 2018 at 11:01 pm

        I hope things pick up soon! You are my favorite Star Trek author! I really appreciate that you take the time to write annotations for many of your novels and short stories. I’m a nerd for all the little details, references, and callbacks that appear in your writing, and I’m especially found of all of your DTI stuff.

  2. June 23, 2018 at 10:12 am

    Time to diversify your revenue streams! have you thought about selling your blood or perhaps your soul? I kid of course, hope you’re still able to make Shore Leave, looks like it’s going to be a fun one!

    • June 23, 2018 at 10:21 am

      That’s the irony. I have more different revenue streams in progress now than ever before — a new collection coming out, multiple short stories being shopped around, a bit of copyediting work, etc. They’ve just been unexpectedly slow to pay off, or don’t pay enough to help much. Like I said, it’s been a perfect storm of bad luck with everything being delayed at the same time. And I’m so very close to finally getting out of it, to getting a big payoff that will ease my burden greatly — I just don’t know if I’ll have enough to make it the last few weeks or so until it comes. I very well might, but I can’t be certain, and it’s that uncertainty that’s so concerning.

  3. Darryl Schnell
    June 25, 2018 at 8:27 am

    I’m keeping my fingers crossed the Universe gives you a break finally. I just wish I could win the damn lottery or come up with a multi million dollar idea already. You’d be one of the first people on my list that I’d help.

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